Online Capital Management (San Rafael)

Name: Online Capital Management
Address: 251 Santa Margarita, San Rafael, CA, 94901
Telephone: 310-658-0563

Online Capital Management is an adviser based in San Rafael. It manages $5 million of regulatory assets for 3 client accounts. It has been registered with the SEC as an adviser since 2018 and has operated in the jurisdictions of Arizona and California.

Online Capital Management provides financial planning services, portfolio management for individuals and small businesses, portfolio management for businesses and institutional clients, and educational seminars and workshops. It prepares financial plans for less than 10 clients. On top of advisory services, the firm doesn't engage in other business activities.

Online Capital Management: assets under management

The assets under management (AUM) of Online Capital Management is $5 million. The company doesn't manage any assets belonging to foreign clients.

Investments

The firm invests in non-exchange traded securities the most. They account for 40% of the total AUM. The second-largest asset type is exchange traded securities, which make up 40% of the firm’s portfolio. Investments in cash and cash equivalents form 20% of the total invested assets.

Fees & Commissions

The advisory firm has a single stream of revenue. Clients pay Online Capital Management for their services and products based on fixed fees. Flat-fee based compensation is the most transparent and the one you can safely predict in advance. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Richard Thomas Boyer serves?

The only and largest group of clients of Richard Thomas Boyer is individuals with 3 clients and $5 million of assets under management. Among the 7 most similar advisory firms, Online Capital Management has the highest percentage of individuals out of all clients.

The amount of regulatory assets under management is $5 million for 3 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

Online Capital Management doesn't advise any private funds.

Careers at Online Capital Management

The company employs 1 person that is either a part- or full-time employee. 100 percent of the employees work as investment advisers or researchers. Only one employee is registered as an investment adviser representative with the state securities authorities.

There’s a single person with the role of looking for and bringing in new clients on behalf of the firm. The firm doesn’t compensate employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Direct owners and executive officers

Name	Entity	Date acquired	Ownership	Employer ID
Richard Thomas Boyer	President/ceo	1 Apr 2018	75% - 100%	2291798
Richard Thomas Boyer	Cco	1 Apr 2108	75% - 100%	2291798

Based in San Rafael

The principal office where Online Capital Management performs its advisory services is located at 251 Santa Margarita, San Rafael, CA 94901, which is also the mailing address of the firm. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 310-658-0563. The normal business hours are 9:00-5:00 on Monday - Friday. You can find more information about the New York firm at onlinecm.com.